Terms and Conditions for Duti

Terms & Services

Effective Date: October 11, 2024

Welcome to Duti (https://myduti.com). By accessing or using our website and services, you agree to be bound by these Terms & Services ("Terms"). Please read them carefully.

1. Acceptance of Terms

By using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree with any part of these Terms, please do not use our services.

2. Description of Services

Duti is a platform that helps manage users' savings through dukuti or Rotating Savings and Credit Associations (ROSCA). Our services allow you to track your savings, create online ROSCAs, and facilitate the movement of money.

3. Eligibility

You must be at least 18 years old to use our services. By using Duti, you represent and warrant that you meet this eligibility requirement.

4. User Accounts

You are responsible for maintaining the confidentiality of your account information, including your password. You agree to notify us immediately at support@myduti.jhadruk.com of any unauthorized use of your account.

5. User Data Collection

We collect personal information such as your name, email, payment information, and any other information you enter about your dukuti or ROSCA. For more details, please review our Privacy Policy.

6. Non-Personal Data Collection

We use web cookies and similar technologies to enhance your experience on our site. By using our services, you consent to our use of cookies as described in our Privacy Policy.

7. Payments

While Duti offers free services, certain features may require payment. All fees are non-refundable unless otherwise stated. Payment information collected will be used solely for processing payments.

8. Intellectual Property

All content on Duti, including text, graphics, logos, and software, is the property of Duti and is protected by applicable intellectual property laws. You agree not to reproduce, distribute, or create derivative works from any content without our express written permission.

9. Limitation of Liability

To the fullest extent permitted by law, Duti shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our services.

10. Governing Law

These Terms are governed by the laws of the United States. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts located in the USA.

11. Changes to the Terms

We may update these Terms from time to time. If significant changes are made, we will notify you via email. Your continued use of our services after such updates constitutes your acceptance of the new Terms.

12. Contact Information

If you have any questions or concerns about these Terms, please contact us at support@myduti.jhadruk.com.

By using Duti, you agree to comply with these Terms & Services.