
Taxes & Insurance
Jan 26, 2026•5 min read
Health Insurance 101: Navigating the American Healthcare System for Immigrants
Decode deductibles, copays, and coverage options – from employer plans to marketplace to Medicaid
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Practical guides to health insurance, tax filing, and IRS rules for immigrant families

Decode deductibles, copays, and coverage options – from employer plans to marketplace to Medicaid

Navigate the complex US tax system with confidence – from ITIN vs SSN to common deductions immigrants miss

Are Duti DuKuti payouts taxable? No. Your savings circle contributions are gifts under IRS rules. Learn how the \$19,000 annual gift exclusion protects your DuKuti.

The IRS lets you give up to \$19,000 per person per year tax-free. Understand the annual gift exclusion, how it applies to ROSCAs, and when gift tax reporting is required.